Super Visa Insurance
In 2011, a new visa was introduced by the Government of Canada called ‘Super Visa’ for the parents and grandparents of permanent Canadian residents who live in different countries, also popularly known as ‘Parents & Grandparents Super Visa’. It is a multi-visit visa having 10 years of validity that allows the visitors of Canadian citizens to come and live with them for two years at a stretch, without having to reapply or pay any additional fees.
What is Super Visa Insurance
You always want to be assured about having enough finances to support any medical emergencies of your loved ones, when they plan to visit you. Super Visa Insurance is a type of travel insurance covering the medical expenses of parents and grandparents (only), visiting their Canadian resident child. Also, it is one important criterion to have a Super Visa Insurance for your parents and grandparents, to be eligible to apply for Super Visa.
To obtain super visa insurance for your visitors, there are certain important eligibility criteria to be met.
- You must send a letter of invitation to your parents or grandparents, to come and visit you.
- You must have appropriate proof of the relationship of your parents or grandparents with you.
- You need to have medical coverage from any Canadian Insurance provider for your visitor.
- The insurance must have a minimum of $100,000 medical coverage.
- Validity of the insurance must be for at least 365 days from the date of visit.
- The insurance must cover medical care, repatriation, and hospitalization.
- You must have the proof of insurance purchase by you, for your visitor.
Understanding the critical need of having an insurance policy and that the financial circumstances may not be the same with every individual, many Canadian insurance companies have started providing monthly plans too. With this provision, you can pay the fees and premiums monthly, for the designated time period, and also easily get the policy for your parents or grandparents to apply for Super Visa.
Many benefits come along with the Super Visa Insurance when you purchase it locally from ant Canadian insurance provider.
- Easy interaction with the insurance provider at the time of medical emergency.
- They are directly connected to hospitals and doctors, thus can issue the claim faster or even pay it directly to the hospitals.
- The coverage includes dental care, diagnostics, prescribed medical bills, medical evacuation/emergency return home, and other non-emergency coverages that may be provided by different insurance providers.
- Super Visa Insurance also covers expenses related to COVID-19 emergencies.
- In case your parents or grandparents are not granted the visa, you are eligible to receive a 100% refund on your purchased super visa insurance.
- In case your parents or grandparents decide to return home in less than one year, you are eligible for a partial refund on the insurance purchase, provided it has not been claimed even once.
- There is an option of buying couple insurance if your both parents or grandparents decide to visit you together.
Contact Poonam Khanna to learn more about the various benefits of having a Super Visa Insurance and understand the different plans provided by different insurance providers in Canada.