International Student Insurance is a health insurance plan for overseas students coming to Canada for educational reasons. It is a required medical coverage for students who study in Canada and covers you in case of any illness, existing health condition, or an unforeseen medical emergency.
The health insurance coverage for international students in Canada varies in every different province. Where most of the provinces do have their individual insurance plans for foreign students, provinces like Ontario, Prince Edward Island, and Yukon do not provide coverage for international students. Foreign students residing in these provinces have to either enrol in their University Health Insurance Plan (UHIP) or obtain health insurance from a private insurance provider.
In any case, it is mandatory for all international students to get health insurance, hence you must do the necessary research on the availability of insurance in your intended province of study.
Nobody plans to get sick when traveling or studying abroad, but it is always wise to be well prepared ahead of time. Also, international students studying in the country are not eligible for healthcare benefits funded by the Government of Canada. So in case, you suffer a medical emergency the hospital bills can prove to be very heavy on your pockets.
Also, there are many important factors associated with health insurance for foreign students, most of which have benefits for the students more than it being an obligatory norm.